Search Rutgers Law Library N.J. Court Opinions

31 CITY NATIONAL BANK OF NEW JERSEY v. MINERVA J. HODGE -- rank: 629

... service of a written notice of intention (NOI) to foreclose, N.J.S.A. 2A:50-56, which was not provided here. As such, the judgment entered ... court adjudicating a foreclosure action in which the requirements of N.J.S.A. 2A:50-56 are violated may dismiss the action without prejudice, permit a ... 476. "In determining the appropriate remedy for a violation of [ N.J.S.A. 2A:50-56], trial courts should consider the express purpose of [its] provision ... to attempt to cure the default." Id. at 479 (quoting N.J.S.A. 2A:50-56). "In fashioning relief, the Chancery judge has broad discretionary power ...

docket:	a1483-13
court:	NJ Superior Court Appellate Division
decided:	2015-04-15
status:	unpublished
citation:
Document Size:	18192

32 HSBCBANK USA, NA v. LINDA VIERA -- rank: 626

... was insufficient and not in compliance with the requirements of N.J.S.A. 2A:50-56(c), which creates a genuine issue of material fact. Under ... in writing, before a lender may commence a foreclosure action. N.J.S.A. 2A:50-56(a) & (b). The NOI must 'clearly and conspicuously state in ... manner calculated to make the debtor aware of the situation.' N.J.S.A. 2A:50-56(c). A 'residential mortgage debtor' is defined as 'any person ...

docket:	a0872-16
court:	NJ Superior Court Appellate Division
decided:	2018-01-31
status:	unpublished
citation:
Document Size:	17894

33 WELLS FARGO BANK, N.A. v. DONALD D. COLLUCCI, JR -- rank: 623

... been served with any notice of foreclosure, as required by N.J.S.A. 2A:50-56 of the Fair Foreclosure Act, N.J.S.A. 2A ... to receive a NOI and, after considering the language of N.J.S.A. 2A:50-56, rejected her argument. The facts are not contested. We consider whether a lender has an obligation under N.J.S.A . 2A:50-56 to send a NOI to a mortgagor who is not ... lender accelerating the mortgage obligation or commencing any foreclosure action. N.J.S.A . 2A:50-56(a). The lender's statutory obligation to provide notice of ... notice." Laks , supra , 422 N.J. Super. at 206 (quoting N.J.S.A . 2A:50-56(e)). N.J.S.A. 2A:50-55 defines "residential ...

docket:	a1948-15
court:	NJ Superior Court Appellate Division
decided:	2017-06-08
status:	unpublished
citation:
Document Size:	12297

34 /usr/local/share/www/libweb/collections/courts/appellate/a3607-16.opn.html -- rank: 620

... thirty] days afforded for reinstatement by the NOI.' See also N.J.S.A. 2A:50-56(a). Plaintiff sent to Sambul 'via [f]irst [c]lass ... lacks a tracking number and return receipt lacks merit. See N.J.S.A. 2A:50-56(b) ('The notice is deemed to have been effectuated on ... person or mailed to the party.') (emphasis added). Secondly, citing N.J.S.A. 2A:50-56.1, the court found 'plaintiff here was well within the time periods allowed by that [s]tatute.' N.J.S.A. 2A:50-56.1 provides, in pertinent part: An action to foreclose a ... 2000). Applying the plain language limitation periods set forth in N.J.S.A. 2A:50-56.1, plaintiff's foreclosure action was instituted well within the ...

docket:
court:	NJ Superior Court Law/Chancery Division
decided:
status:
citation:
Document Size:	13463

35 WELLS FARGO BANK, N.A. v. NHIN DANG -- rank: 617

... Ass'n. v. Guillaume , 209 N.J. 449 , 470 (2012). N.J.S.A. 2A:50-56(a) requires homeowners be given notice of the lender's ... manner calculated to make the debtor aware of the situation." N.J.S.A. 2A:50-56(b) and (c). Defendants argue, because the foreclosure complaint was ... thirty-day notice of its intention to foreclose pursuant to N.J.S.A. 2A:50-56 when it submitted its motion to reinstate the complaint in ... defendants' position. The initial notice of intention to foreclose satisfied N.J.S.A. 2A:50-56, and the complaint was not dismissed due to a deficiency ... of intention to foreclose provided defendants sufficient notice, pursuant to N.J.S.A. 2A:50-56, of plaintiff's intention to foreclose. The dismissal of the ...

docket:	a5635-14
court:	NJ Superior Court Appellate Division
decided:	2017-03-09
status:	unpublished
citation:
Document Size:	17137

36 NATIONSTAR MORTGAGE LLC v. WILLIAM DIMINNO -- rank: 617

... proceedings ('NOI') at least thirty days prior to commencing suit. N.J.S.A. 2A:50-56(a). N.J.S.A. 2A:50-56(b) provides: Notice of intention to take action as specified ... notice is delivered in person or mailed to the party.' N.J.S.A. 2A:50-56(b) (emphasis added). 4 Because plaintiff presented unrebutted proof that ... mail and first class mail satisfies the statutory requirements of N.J.S.A. 2A:50-56. Nothing more is required.');6 cf. GE Capital Mortg. Servs ...

docket:	a2937-17
court:	NJ Superior Court Appellate Division
decided:	2019-06-04
status:	Unpublished
citation:
Document Size:	18929

37 BANK OF AMERICA, NATIONAL ASSOCIATION v. MEIR WEINRAUB -- rank: 614

... intention at least 30 days in advance of such action." N.J.S.A. 2A:50-56(a). The NOI is a "statutory prerequisite[]" to filing a ... Chaudhri , 400 N.J. Super. 126 , 143 (App. Div. 2008); N.J.S.A. 2A:50-56(f). Our Supreme Court has explained that "[t]he [NOI ... N.J. 449 , 470 (2012). For that reason, and because N.J.S.A. 2A:50-56(c)(11) requires explicitly that the NOI include the name ... Rather, when "determining an appropriate remedy for a violation of N.J.S.A. 2A:50-56(c)(11), trial courts should consider the express purpose of ... short of a dismissal without prejudice. The express purpose of N.J.S.A. 2A:50-56(c)(11) – "to provide notice that makes the debtor ...

docket:	a5044-11
court:	New Jersey Superior Court Appellate Division
decided:	2014-07-14
status:	Published
citation:
Document Size:	22493

38 ONEWEST BANK, F.S.B. v. ABDELNASSER MUSALLAM -- rank: 611

... information, including "the particular obligation or real estate security interest." N.J.S.A. 2A:50-56(c)(1). In this case, the parties agree that the ... the Supreme Court explained that our court addresses violations of N.J.S.A. 2A:50-56(c) by "fashion[ing] case-specific equitable remedies." US Bank ... to attempt to cure the default." Id. at 479 (quoting N.J.S.A. 2A:50-56(c)). In his written opinion, the trial judge correctly explained ...

docket:	a5687-13
court:	NJ Superior Court Appellate Division
decided:	2016-10-05
status:	unpublished
citation:
Document Size:	26796

39 WILMINGTON SAVINGS FUND SOCIETY, FSB v. DENNIS PFEFFERKORN MRS. DENNIS PFEFFERKORN -- rank: 611

... undisputed facts established that plaintiff's claims are barred by N.J.S.A. 2A:50-56.1(c) (2009), the fair and efficient administration of justice ... were barred under the statute of limitations set forth in N.J.S.A. 2A:50-56.1. In July 2021, plaintiff moved for summary judgment and ... were time-barred under the governing statute of limitations. See N.J.S.A. 2A:50-56.1(c) (2009). The question we must decide is whether ... twenty years 'from the date on which the debtor defaulted.' N.J.S.A. 2A:50-56.1(c) (2009).2 The record on the cross-motion ... foreclosure action based on default due to nonpayment. In 2019, N.J.S.A. 2A:50-.56.1(c) was amended to shorten the limitation period from ...

docket:	a0813-21
court:	NJ Superior Court Appellate Division
decided:	2023-03-22
status:	Unpublished
citation:
Document Size:	23618

40 /usr/local/share/www/libweb/collections/courts/trial/bankofnymellon-velghossain.opn.html -- rank: 608

... s calculation of the amount required to cure the default. [ N.J.S.A. 2A:50-56 (emphasis added).] Defendants assert that plaintiff is in violation of ... by a lender prior to initiation of foreclosure, pursuant to N.J.S.A. 2A:50-56(c), was not authorized by the statute’s terms.â ... of this dispute is plaintiff’s unrefuted non-compliance with N.J.S.A. 2A:50-56(c), which requires that the written notice shall clearly and ... lender and the telephone number of a representative of same. N.J.S.A. 2A:50-56. Thus, if there is a servicer, the borrower must be ...

docket:
court:	NJ Superior Court Law/Chancery Division
decided:
status:
citation:
Document Size:	23697

41 THE BANK OF NEW YORK v. GEORGE S. ELGHOSSAIN -- rank: 608

... s calculation of the amount required to cure the default. [ N.J.S.A. 2A:50-56 (emphasis added).] Defendants assert that plaintiff is in violation of ... by a lender prior to initiation of foreclosure, pursuant to N.J.S.A. 2A:50-56(c), was not authorized by the statute’s terms.â ... of this dispute is plaintiff’s unrefuted non-compliance with N.J.S.A. 2A:50-56(c), which requires that the written notice shall clearly and ... lender and the telephone number of a representative of same. N.J.S.A. 2A:50-56. Thus, if there is a servicer, the borrower must be ...

docket:	f-13402-10
court:	NJ Superior Court Law/Chancery Division
decided:	2010-12-23
status:
citation:	419 N.J. Super. 336 16 A.3d 1132
Document Size:	27237

42 TRACEY T. WILSON v. DEUTSCHE BANK NATIONAL TRUST COMPANY -- rank: 599

... name and address of the note holder as required by N.J.S.A. 2A:50-56(c)(11). 6 "A supersedeas bond is a 'device to ...

docket:	a3327-12
court:	NJ Superior Court Appellate Division
decided:	2014-05-02
status:	unpublished
citation:
Document Size:	37759

43 THE BANK OF NEW YORK v. DENISE GRECO -- rank: 597

... one to foreclose the mortgage, and is thus controlled by N.J.S.A. 2A:50-56.1, which provides: An action to foreclose a residential mortgage ... account thereof occurred under the terms of the written instrument. [ N.J.S.A. 2A:50-56.1(a) to (c) (emphasis added).] As the maturity date ... date set forth in the note. The plain language of N.J.S.A. 2A:50-56.1(a) permits calculation of a maturity date only 'from ...

docket:	a0180-17
court:	NJ Superior Court Appellate Division
decided:	2018-10-22
status:	Unpublished
citation:
Document Size:	16941

44 A-0WELLS FARGO BANK, N.A v. DOMINIC S. CERRETO, his heirs devisees, and personal representatives and his/her their, or any of their successors in right, title and interest and HECIARA CERRETO, his wife, her heirs, devisees, and personal representativ -- rank: 591

... extent defendant argues the notice did not identify his lender, N.J.S.A. 2A:50-56(c)(11), we disagree as it identified Wachovia, which became ... least 30 days in advance" of commencing a foreclosure action. N.J.S.A. 2A:50-56(a). "The notice of intention is a central component of ... n v. Guillaume , 209 N.J. 449 , 470 (2012) (citing N.J.S.A. 2A:50-56(a)). The FFA further provides that the notice of intention ... other things, provide "the name and address of the lender." N.J.S.A . 2A:50-56(c)(11). The term "lender" is statutorily defined as "any ...

docket:	a6172-12
court:	NJ Superior Court Appellate Division
decided:	2006-09-26
status:	unpublished
citation:
Document Size:	23135

45 LYNX ASSET SERVICES, L.L.C. v. MICHELE MINUNNO -- rank: 582

... motion. In a written statement of reasons, the judge cited N.J.S.A. 2A:50-56.1(a), which provides, [a]n action to foreclose a ... 2015). No published case has interpreted the limitations provisions of N.J.S.A. 2A:50-56.1(a), however, the plain language of the statute is ... quoting DiProspero v. Penn , 183 N.J. 477 , 492 (2005)). N.J.S.A. 2A:50-56.1(a) requires a residential mortgage foreclosure action to commence ... the parties executed a written instrument extending the maturity date. N.J.S.A. 2A:50-56.1(a). Defendants essentially argue the 2012 final loan modification ...

docket:	a0309-15
court:	NJ Superior Court Appellate Division
decided:	2017-02-13
status:	unpublished
citation:
Document Size:	29328