Search Rutgers Law Library N.J. Court Opinions

1 CHASE BANK USA, N.A v. JENNIFER STAFFENBERG -- rank: 1000

... originated in the Retail Installment Sales Act of 1960 ("RISA"), N.J.S.A. 17:16C-1 to -103. See L. 1960, c. 40, § 42(b ... generally regulates retail installment contracts, as they are defined in N.J.S.A. 17:16C-1(b). It was intended, in part, to protect consumers by ...

docket:	a4488-09
court:	NJ Superior Court Appellate Division
decided:	2011-04-11
status:	published
citation:	419 N.J. Super. 386 17 A.3d 239
Document Size:	83732

2 Henry Sanchez v. Fitness Factory Edgewater, LLC -- rank: 991

... action seeking relief based on the Retail Installment Sales Act, N.J.S.A. 17:16C-1 to -61 (RISA). He contends that the “initiation fee� ... chattel mortgage, conditional sales contract, or other similar instrument.” N.J.S.A. 17:16C-1(b). RISA also includes its own definition of “Services ... pay the retail purchase price of goods or services.” N.J.S.A. 17:16C-1(b) (emphasis added). RISA also includes a definition of � ... the list of examples offered in the second sentence of N.J.S.A. 17:16C-1(b) does not call for a different result or limit ... “retail installment contract” need not include a financing arrangement. N.J.S.A. 17:16C-1(b) makes no mention of a financing requirement, even though ... to consider the application of the Retail Installment Sales Act, N.J.S.A. 17:16C-1 to -61 (RISA). Plaintiff Henry Sanchez brings this class ...

docket:	a-93-18
court:	NJ Supreme Court
decided:	2020-05-28
status:
citation:
Document Size:	48239

3 Hilda Perez v. Rent-A-Center, Inc. -- rank: 937

... following consumer protection statutes: the Retail Installment Sales Act (RISA), N.J.S.A. 17:16C-1 to -61; the interest rate cap in the criminal usury ... the parties question whether the Retail Installment Sales Act (�RISA�), N.J.S.A. 17:16C-1 to -61; the interest rate cap in the criminal usury ... full compliance with the terms of such retail installment contract. [ N.J.S.A. 17:16C-1(b).] The first sentence of the Act describes a covered ... retail buyer, and shall include a motor vehicle installment seller. [ N.J.S.A. 17:16C-1(c).] RISA defines a �retail buyer� as a person who ... pursuant to a retail installment contract or retail charge account. [ N.J.S.A. 17:16C-1(d).] As the Appellate Division acknowledged, those �definitions are circular ... case. ������������������������C. ����We turn again to the second sentence of N.J.S.A. 17:16C-1(b): This term includes a security agreement, chattel mortgage, ...

docket:	a-124-04
court:	njsupreme
decided:	2006-03-15
status:
citation:	*CITE_PENDING*
Document Size:	104598

4 SHERMAN V. CITIBANK (SOUTH DAKOTA), N.A. -- rank: 920

... chartered savings bank authorized to do business in this State". N.J.S.A. 17:16C-1 to -94 (RISA). ����In a class-action complaint brought on ...

docket:	a-102-94
court:	njsupreme
decided:	1995-11-28
status:
citation:	143 N.J. 35
Document Size:	152600

5 UNITED CONSUMER FINANCIAL SERVICES COMPANY v. WILLIAM CARBO -- rank: 918

... 61.1 to -61.9; the Retail Installment Sales Act, N.J.S.A. 17:16C-1 to -61; and the Truth-in-Consumer Contract, Warranty and ... was adopted to supplement the Retail Installment Sales Act (RISA), N.J.S.A. 17:16C-1 to -61, in order to address a specific issue in ... 196 N.J. at 12-17. Accordingly, we hold that N.J.S.A. 17:16C-1 to -61, because it permits the seller to charge a ...

docket:	a5501-06
court:	superior court appellate division
decided:	2009-10-22
status:	Published
citation:	410 N.J. Super. 280 982 A.2d 7
Document Size:	93598

6 HILDA PEREZ, et al. v. RENT-A-CENTER, INC. -- rank: 880

... 1 to -135, and the Retail Installment Sales Act (RISA), N.J.S.A. 17:16C-1 to -61, because the time-price differential exceeded the 30 ... full compliance with the terms of such retail installment contract. [ N.J.S.A. 17:16C-1(b).] ����The statute creates a three-part test for determining ... in two or more installments over a period of time. N.J.S.A. 17:16C-1(b). ����Here, all three elements are not met. First, the ... retail buyer, and shall include a motor vehicle installment seller. [ N.J.S.A. 17:16C-1(c).] ����A "retail buyer" is defined as: a person who ... to a retail installment contract or a retail charge account. [ N.J.S.A. 17:16C-1(d).] These definitions are circular because they refer back to ... full compliance with the terms of such retail installment contract. [ N.J.S.A. 17:16C-1(b).] The contracts between the parties, however, do not ...

docket:	a3379-03
court:	njappellate
decided:	2005-02-04
status:	published
citation:	375 N.J. Super. 63
Document Size:	76657

7 /usr/local/share/www/libweb/collections/courts/appellate/a5381-16.opn.html -- rank: 847

... an initiation fee violated the Retail Installment Sales Act (RISA), N.J.S.A. 17:16C-1 to -61, permitting him to proceed with a private right ... no doubt that the evil sought to be remedied by N.J.S.A. 17:16C-1 [to -61] is the charging of excessive interest to New ... retail installment contracts includes installment contracts for 'goods or services,' N.J.S.A. 17:16C-1(b), is specious. Even if RISA applies to some pure ... full compliance with the terms of such retail installment contract. [ N.J.S.A. 17:16C-1(b) (emphasis added).] A-5381-16T3 7 The term ''[s ... which is subject to the 'Insurance Premium Finance Company Act.'' N.J.S.A. 17:16C-1(s). Thus, the plain language of RISA's definitions of ... of 'services' within RISA's definition of retail installment contracts, N.J.S.A. 17:16C-1(b), as well as plaintiff's various arguments as ...

docket:
court:	NJ Superior Court Law/Chancery Division
decided:
status:
citation:
Document Size:	35958

8 Larissa Shelton v. Restaurant.com, Inc. -- rank: 828

... S.C.A. § 1692a (Fair Debt Collection Practices Act); N.J.S.A. 17:16C-1(a) (Retail Installment Sales Act). In the TCCWNA, the phrase ...

docket:	A-123-10
court:	NJ Supreme Court
decided:	2013-07-09
status:
citation:
Document Size:	99668

9 /usr/local/share/www/libweb/collections/courts/supreme/a-102.09.opn.html -- rank: 765

... 12-60 to -70; Retail Installment Sales Act of 1960, N.J.S.A. 17:16C-1 to -103. By comparison, the statutes and regulations that were ...

docket:
court:	NJ Superior Court Law/Chancery Division
decided:
status:
citation:
Document Size:	104515

10 Kent Motor Cars, Inc. v. Reynolds and Reynolds, Co. -- rank: 765

... 12-60 to -70; Retail Installment Sales Act of 1960, N.J.S.A. 17:16C-1 to -103. By comparison, the statutes and regulations that were ...

docket:	a-102-09
court:	New Jersey Supreme Court
decided:	2011-05-18
status:
citation:	207 N.J. 428 25 A.3d 1027
Document Size:	104988

11 JOSEPH ARDINO v. RETROFITNESS, LLC -- rank: 757

... violated four consumer laws: the Retail Installment Sales Act ('RISA'), N.J.S.A. 17:16C-1 to -61, Truth-in- Consumer Contract, Warranty and Notice Act ...

docket:	a2836-16
court:	NJ Superior Court Appellate Division
decided:	2019-05-21
status:	Unpublished
citation:
Document Size:	63565

12 /usr/local/share/www/libweb/collections/courts/appellate/squibs17-18.opn.html -- rank: 702

... judgment dismissing plaintiffs' complaint. The Retail Installment Service Act (RISA), N.J.S.A. 17:16C- 1(b) to -50, is a remedial act regulating charges associated ...

docket:
court:	NJ Superior Court Law/Chancery Division
decided:
status:
citation:
Document Size:	30586

13 /usr/local/share/www/libweb/collections/courts/supreme/a4438-15.opn.html -- rank: 673

... full compliance with the terms of such retail installment contract. [ N.J.S.A. 17:16C-1(b).] The term " '[s]ervices' means and includes work, labor ... which is subject to the 'Insurance Premium Finance Company Act. ' " N.J.S.A. 17:16C-1 (s). In Perez , the Court stated: In enacting RISA, the ... agreement, chattel mortgage, conditional sales contract or other similar instrument." N.J.S.A. 17:16C-1(b). We fail to see how a health club membership ...

docket:
court:	NJ Superior Court Law/Chancery Division
decided:
status:
citation:	452 N.J.Super. 23 171 A.3d 207
Document Size:	34239

14 ROBERT MELLET v. AQUASID, LLC -- rank: 664

... full compliance with the terms of such retail installment contract. [N.J.S.A. 17:16C-1(b).] The term ''[s]ervices' means and includes work, labor ... which is subject to the 'Insurance Premium Finance Company Act.'' N.J.S.A. 17:16C-1(s). In Perez, the Court stated: In enacting RISA, the ... agreement, chattel mortgage, conditional sales contract or other similar instrument.' N.J.S.A. 17:16C-1(b). We fail to see how a health club membership ...

docket:	a4438-15
court:	NJ Superior Court Appellate Division
decided:	2017-10-16
status:	published
citation:	452 N.J.Super. 23 171 A.3d 207
Document Size:	29427

15 TRACEY M. PEREZ v. LEONARD AUTO ENTERPRISES INC. -- rank: 607

... 56:8-1 to -20; the Retail Installment Sales Act, N.J.S.A. 17:16C-1 to -61; the Truth-in-Consumer Contract, Warranty and Notice ...

docket:	a3700-19
court:	NJ Superior Court Appellate Division
decided:	2021-01-25
status:	Unpublished
citation:
Document Size:	25571