... institution's authority to make check loans and other loans, N.J.S.A. 17:9A-59.1 to -59.17, small business loans, N.J.S.A. 17:9A-59.25 to -59.39 and loans secured by a deposit, N.J.S.A. 17:9A-59.40-63. In defining the amount of interest permitted on ... Other charges are provided for in separate sections. For example, N.J.S.A. 17:9A-59.6, sets the rate of interest for advance loans. Later ... for additional fees on advance loans, such as late charges, N.J.S.A. 17:9A-59.8. On the other hand, New Jersey's RISA prohibits ...