... application for reinstatement. The basis of Fein's argument is N.J.S.A. 17B:26-7 which requires incorporation of the following terms for reinstatement in ... for at least 5 years from its date of issue.) [ N.J.S.A. 17B:26-7 (emphasis added).] For convenience, we restate the critical facts on ... Provident contends that its conduct adhered to the requirements of N.J.S.A. 17B:26-7 because it asked for a reinstatement application and issued a ... of the critical language contained in the first sentence of N.J.S.A. 17B:26-7 is clear. When an insurance company receives an overdue renewal ... for our position may be gleaned from that portion of N.J.S.A. 17B:26-7 which provides that a failure of the insurance company to ... we find that this insurance policy was automatically reinstated by N.J.S.A. 17B:26-7 on the date Fein's check reached the company, ...