107 N.J.L.J. 127
February 12, 1981
OPINION 472
Representing Legal Services
Organizations created for
Insurance Brokers' Clients
The inquirer has been approached by some insurance brokers to
form an organization to be used by the brokers for the benefit of
their clients. It is said to be a group legal services plan. Three
different approaches to the problem are presented. We are not asked
to pass upon the projects themselves but only upon whether, if one
of the three proposed organizations is created, the inquirer will
be able to represent it and the subscribers involved.
It is represented that the concept for organization of the
plan was not initiated by counsel or any member of his office but
by the brokers: that the organization would not be for pecuniary
profit but only as a service organization for the clients of the
brokers and that after the initial conference, either in person or
by phone, by the member of the organization, such client, if he
continued to seek advice from the inquirer, would become the
inquirer's client without further contact with the broker involved.
The inquirer says that he intends to submit a plan to the
Supreme Court as required by DR 2-103(D)(4)(g). If such a plan is
submitted and approved by the Court, and counsel acts in accordance
with the provisions of DR 2-103, there will be no ethical problem
involved. See our discussion of group legal services plans, Opinion
383, 100 N.J.L.J. 1205 (1977).