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) /(c
90th Congress } JOINT COMMITTEE PRINT
~ . ~
P~J
~H-. ~T~i~q
CULLEc~ ~ ~flH J*~S~( L;~~y
CAMDEN N. J. 08rn2
ECONOMIC ANALYSIS OF PUBLIC~
INVESTMENT DECISIONS:
INTEREST RATE POLICY AND
DISCOUNTING ANALYSIS
A REPORT
OF THE
SUBCOMMITTEE ON ECONOMY IN
GOVERNMENT
OF THE
JOINT ECONOMIC COMMITTEE
CONGRESS OF THE UNITED STATES
TOGETHER WITH
SEPARATE AND SUPPLEMENTARY VIEWS
Printed for the use of the Joint Economic Committee
_______
o%~ ~
13 S GOVERNMENT PRINTING OFFICE ~-
7 99-416 0 WASHINGTON: 1968
Forfsale by the Superintendent of Documents, U.S. Government Printing Office
Washington, D.C. 20402 - Price 20 cents
~J\J7 -` ~
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SENATE
JOHN SPARKMAN, Alabama
J. W. FULBRIGHT, Arkansas
HERMAN E. TALMADGE, Georgia
STUART SYMINGTON, Missouri
ABRAHAM RIBICOFF, Connecticut
JACOB K. JAVITS, New York
JACK MILLER, Iowa
LEN B. JORDAN, Idaho
CHARLES H. PERCY, Illinois
WILLIAM H. MOORE
RICHARD F. KAUFMAN
HOUSE OF REPRESENTATIVES
RICHARD BOLLING, Missouri
HALE BOGGS, Louisiana
HENRY S. REUSS, Wisconsin
MARTHA W. GRIFFITHS, Michigan
WILLIAM S. MOORHEAD, Pennsylvania
THOMAS B. CURTIS, Missouri
WILLIAM B. WIDNALL, New Jersey
DONALD RUMSFELD, Bhinois
W. E. BROCK3D, Tennessee
ECONOMISTS
ROBERT H. HAVEMAN
JOHN R. KARL1K
SUBCOMMITTEE ON ECONOMY IN GOVERNMENT
WILLIAM PROXMIRE, Wisconsin, Chairman
HOUSE OF REPRESENTATIVES
WRIGHT PATMAN, Texas
MARTHA W. GRIFFITHS, Michigan
WILLIAM S. MOORHEAD, Pennsylvania
THOMAS B. CURTIS, Missouri
DONALD RUMSFELD, Illinois
ROBERT H. HAVEMAN, Economist
JOINT ECONOMIC COMMITTEE
(Created pursuant to sec. 5(a) of Public Law 304, 79th Cong.)
WILLIAM PROXMIRE, Wisconsin, CLoirman
WRIGHT PATMAN, Texas, Vice Chairman
JOHN R. STARK, Executive Director
JAMES W. KNOWLES, Director of Research
FR&ZIER KELLOGG
DOUGLAS C. FRECHTLING (Minority)
SENATE
JOHN SPARKMAN, Alabama
STUART SYMINGTON, Missouri
LEN B. JORDAN, Idaho
CHARLES H. PERCY, Illinois
(II)
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LETTER OF TRANSMITTAL
SEPTEMBER 23, 1968.
To the Members of the Joint Economic Committee:
Transmitted herewith for your consideration and use and for the use
of other Members of Congress, Federal Government agencies, the `busi-
ness and academic communities, and `other interested parties, is a report
by the Subcommittee on Economy in Government, entitled "Economic
Analysis of Public Investment Decision's: Interest Rate Policy an'd
Discounting An'alysis."
The report is based on hearings which the subcommittee held in
January, July, and August. These hearings focused on the procedures
used by the agencies of the Federal Government in evaluating their
investment programs. The inquiry was `especially concerned with the
present inconsistency in procedures among agencies, and the existence
of inappropriate procedures in some agencies.
I express the appreciation of the subcommittee to Comptroller Gen-
eral Staats and his staff in the General Accounting Office for the out-
standing report, "Survey of Use by Federal Agencies of the Discount-
ing Technique in Eval'uating Future Programs." This report was the
basis for `the January hearings and prompted the followup hearings
in July and August. Their study has made a special contribution to
economy in Government and will be of assistance in improving the
allocation of public resources.
WILLIAM PROXMIRE,
Chairman, Joint Economic Committee.
(III)
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CONTENTS
Page
I. Interest rate policy and discounting analysis-An abstract 1
II. The Planning~Programing~Budgetjng System is the means for more
efficient Government decisions 3
III. The discounting procedure must be used if good public investment
decisions are to be made 5
IV. Current discounting practices in the Federal agencies are neither
adequate nor consistent 7
V. The appropriate interest rate concept is the opportunity cost of
displaced private spending 10
VI. The current risk-free interest rate which should be used for evaluating
public investments is at least 5 percent 16
VII. All Federal agencies should establish consistent and appropriate dis-
counting procedures utilizing an appropriate base interest rate
computed and published on a continuing basis 17
APPENDIX: The SST and the interest rate: An example of the role of dis-
counting 20
Separate views of Representative Patman 22
Separate views of Senator Sparkman 24
Supplementary views of Senators Symington, Jordan, and Percy 25
(V)
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Economic Analysis of Public Investment Decisions: Interest Rate
Policy and Discounting Analysis
I
INTEREST RATE POLICY AND DISCOUNTING ANALYSIS-AN ABSTRACT
In this report, the Subcommittee on Economy in Government pre-
sents its conclusi6ns on the application of discounting procedures in
Federal Government bureaus and agencies and submits its recom-
mendations on this, matter. The subcommittee accepts without qualifi-
cation the proposition that consistent discounting procedures and
appropriate interest rate policy must be adopted throughout the Fed-
eral Government if wise and economic investment decisions are to' be
made. Testimony presented to the subcommittee demonstrated that
such consistency is not now present. The subcommittee recommends
that no public investment be deemed "economic" or "efficient" if it
fails to yield overall benefits which ate at least as great as those which
the same resources would have produced if left in the private sector.
Currently, the rate `of return on `alternative minimum-risk private
spending is at least 5 percent. Indeed, some of the economists appear-
ing before the subcommittee argued for substantially higher interest
rates-rates in the 7 to 12 percent range.
On the basis of the testimony presented, the subcommittee recom-
mends that-
1. The Bureau of the Budget insist on the adoption of con-
sistent discounting procedures by all agencies;
2. The Bureau Of the Budget, in conjunction with an appro-
priate Government agency, immediately undertake a study to
`develop a method for estimating the weighted-average opportunity
`cost of private spending displaced by Government investment.
This `method should recognize that the financing of the Federal
Government entail's a reduction in both private `consumption and
private investment spending;
3. A~n appropriate Federal agency undertake the on-going pub-
lication of this weighted~average opportunity co'st interest rate as
guidance to `those `agencies `applying discounting `analysis to pub-
lic investment decisions. This interest rate calculation and pub-
lication should be pursuant to and based upon the above-men-
tioned study;
4. The proposal of the Water Resources Council which ties the
interest rate to the yield on Government securities with long terms
to maturity be adopted. The subcommittee judges that the yield
on long-term Federal Government securities is the lowest possible
rate consistent with the minimum-risk opportunity cost of dis-
placed private spending;
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2
5. The Bureau of the Budget and the program evaluation staffs
of all Federal agencies intensify their efforts to formulate ac-
curate monetary estimates of the benefits and costs of public in-
vestments; and
6. The Congress review, with the purpose of relaxing, existing
legal and institutional constraints on agency efforts to implement
sound economic evaluation of proposed investments. These con-
straints are especially severe in the area of transportation invest-
ments.
This report, then, deals with the optimum discounting procedures
to be used in evaluating the economics of public investments. It does
not argue that the democratically chosen representatives of the people
should ignore the noneconomic impacts of public spending or refrain
from placing a high value on them. The subcommittee, however, does
urge that when and if a program warrants funding because of these
noneconomic effects, the cost of attaining these other objectives be
clearly recognized. It is only with the accurate evaluation of the real
national economic impacts that the costs of securing these other social
objectives Qan be recognized and appraised.
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II
THE PLANNING-PROGRAMING-BUDGETING SYSTEM Is THE MEANS FOR
MORE EFFICIENT GOVERNMENT DECISIONS
From its birth nearly a decade ago, the evolution of the planning-
programing-budgeting system has been followed with great interest
by the Joint Economic Committee. Within the past year, the Subcom-
mittee on Economy in Government has held hearings on this new Fed-
eral budgeting system,' the form of the Federal budget as proposed
by the President's Comniission on Budget Concepts,~ and the report
of the Comptroller General on inconsistent discounting and interest
rate procedures in the agencies.3 The most recent series of hearings
on consistent interest rate policy for discounting analysis ~ is an out-
growth of these preceding committee inquiries. These investigations
have demonstrated that the process of precisely defining objectives,
searching for alternative means of satisfying them, and then doing
analysis to determine the preferred program or combination of pro-
grams for gaining these objectives is an essential step in insuring an
efficient and effective Federal Government. While benefit-cost analysis
and cost-effectiveness analysis play somewhat different roles in the de-
cisionmaking process, in that only the former is of direct assistance in
deciding whether or not to achieve a specific objective, accurate appli-
cation of both techniques is necessary for public decisions which are
economically efficient.
Following the subcommittee's early inquiries, which were summar-
ized in its report entitled The Planning-Programing-Budgeting Sys-
temP: Progress and Potentials,5 its attention became focused on the
interest rate question. In January of this year, the Comptroller Gen-
eral, reported to the subcommittee that the interest rates `applied by
agencies in discounting their proposed investment alternatives range
from a minimum of 0 percent to a maximum of 20 percent.6 The com-
mittee was informed that the discount rate employed in analyzing
most long-lived capital investments was below that considered justi-
fiable by most professionai economists. Moreover, the Comptroller
General reported `that there exists no ~onsensus among agencies on
the appropriate interest rate concept for discounting the future streams
of benefits and costs of public investments.
1 "The Planning-Programing-Budgeting System: Progress and Potentials," hearings
before the Subcommittee on Economy in Government of the Joint Economic Committee,
1967, and "The Planning-Programing-Budgeting System: Progress and Potentials," report
of the Subcommittee on Economy in Government of the Joint Economic CommIttee, 1967.
2 "Review of Report of the President's Commission on Budget Concepts," hearings before
the Subcommittee on Economy in Government of the Joint Economic Committee, 1967.
"Interest Rate Guidelines for Federal Decislonmaking," hearings before the Subcom-
mittee oa Economy in Government of the Joint Economic Committee, 1968.
"Economic Analysis of Public Investment Decisions: Interest Rate Policy and Dis-
counting Analysis," hearings before the Subcommittee on Economy In Government of the
Joint Economic Committee, 1968.
"The Planning-Programing-Budgeting System * * s," op. cit.
6 "Interest Rate Guidelines * * s," pp. 3-7.
(3)
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4
In `the most recent series of hearings,7 the subcommittee limited its
consideration of the economic analysis of public investments to the
question ~f discounting procedures `and interest rate policy. Because of
its newly proposed interest rate procedure, both the Chairman of the
Water Resources Council `and its Executive Director were asked to
testify. In addition, testimony on the question of `appropriate dis-
counting analysis was requested from `the Bureau of the. Budget, three
executive agencies, and two prominent economists noted for their work
in this area. These hearings were guided by the following objectives:
1. To seek an appropriate and meaningful conceptual frame-
work upon which consistent interest rate policy could be based.
2. On the basis of this concept, to establish an accurate measure
of the interest rate which should be currently used.
3. To determine a methodology by which the appropriate base
interest rate could be calculated on a continuing basis.
4. To. insure consistency among agencies in interest rate policy
and the application of discounting procedures for evaluating pub-
lic investments.
The discussion which follows is based upon the record of these hear-
ings. In addition, it draws upon the previous inquiries of the sub-
`committee `into the question of consistent discountdng practice and
interest rate policy. The subcommittee believes that its assessment
as presented below reflects the overwhelming judgment of the eco-
nomics profession on these matters.
"Economic Analysis of Public Investment Decisions * *
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III
THE DISCOUNTING PROCEDURE MUST BE USED IF GOOD PUBLIC INVEST-
MENT DECISIONS ARE To BE MADE
Sound investment policy in both private business and the Govern-.
ment requires that the decisionmaker know the expected rate of return
on the alternative projects competing for a share of his budget. For
the decisionmake.r in private business, this knowledge enables him to
allocate his budget among the competing claims so as to obtain the
maximum difference between the revenues and outlays for his firm.
The public decisionmaker, however, does not focus on these financial
flows. Rather, he is concerned with the social returns and costs at-
tributable to his investment undertakings. His objective `j5 to gain
the maximum difference between social beneflts~ and costs for each
dollar which he spends. For investments in which both benefits and
costs are evaluated in monetary terms, procedures must be sought to
capture all social returns and losses in the quantitative estimates. How-
ever, even when confronted with public investments whose benefits can-
not be accurately measured in dollar `terms or expenditures whose im-
pacts spill over onto third parties in some unknown way, the public
decisionmaker must undertake discounting `aflalysis to determine the
effectiveness of alternative expenditures in satisfying objectives.
A characteristic of investments-whether public or private~-is that
they commit resources in the future and carry `an expectation of gains
which only materialize over time. It is the expectation of gains and
costs which will `be realized only in the future which poses the crucial
problem for investment analysis. Because a dollar expected a decade
from now is not worth as much as a dollar expected tomorrow, even
if the price level does not change, some procedure must be found for
placing streams of benefits and costs with different time patterns on
a common basis. Only then can they be accurately compared.
The procedure recommended by both economists and businessmen
for accomplishing this common-time-basis adjustment is known as
discounting. It works by `ascertaining how much a dollar held today
could be `turned into in future years if invested wisely `and by then
applying this adjustment to dollars `of gains and costs not expected
to be received or incurred until future years. For example, if.one could,
through properly investing it, transform $100 into $105 next year, then
it is `clear that $105 expected next year is worth `only `about $100 today.
In this case, dollars not `expected to materialize until future years get
reduced through the discounting procedure by 5 percent for each year
which they are `deferred. Thus, an individual who spends $100 of his
income on consumption goods today, foregoes the $105 which he could
have received and spent next year if he had foregone current consump-
tion today.
The following table presents a simple example of the impact of the
discounting procedure on the economic evaluation of an investment.
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6
Investment X is expected to cost $5 million next year. The project is
expected to yield benefits or revenues of $600,000 per year for the next
25 years which if simply added up, total $15 million. It' requires the
continued expenditure of $100,000 per year to keep it in operation.
THE EFFECT OF DISCOUNTING ON THE EVALUATION OF A TYPICAL INVESTMENT, USING DISCOUNT RATES OF
0, 3, 5, AND 10 PERCENT
[Dollar amounts in thousandsi
Interest rate (i
n percent)
0
3
5
10
Value today of total benefits
Value today of total costs
Benefit-cost ratio
$15, 000
$7, 500
2.00
$10, 448
$6, 741
1.45
$8, 456
$6, 409
1.32
$5, 442
$5, 906
0.92
Value today of excess of benefits over costs
$7, 500
$3, 707
$2, 047
-$468
From the calculation displayed in the table, the necessity for accu-
rate and consistent discounting is clear. The expected benefit-cost. ratio
of the example project is 2 if no discounting is applied. The ratio drops
to 1.3 with an interest rate of 5 percent and to below unity with a rate
of 10 percent. If t.he costs and benefits are a.dded with 110 account. taken
of the time factor, the project shows a.n excess of benefits over costs of
$7.5 million. If an interest rate of 10 .percent is applied, costs a.re esti-
mated to exceed benefits by nearly $0.5 million.
A cogent example of the importance of correctly accounting for the
time factor in analyzing Federal undertakings was presented to the
subcommittee in the statement of a Defense Department official. This
example, which `deals with the supersonic transport programs is re-
ported in the `appendix to this report. (Seep. 20.)
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Iv
CURRENT DISCOtTNTING PRACTICES IN THE FEDERAL AGENCIES ARE
NEITHER CONSISTENT NOR ADEQUATE
From the testimony of the Comptroller General and agency repre-
sentatives, the subcommittee learned of current discounting practices
in the Federal `agencies. As the report of the Comptroller General so
clearly demonstrated, discounting practices are neither consistent
across agencies nor, in all cases, are they appropriate. In `the subcom-
mittee's judgmen't, `substantial room for improvement remains in both
the application of `the discounting `technique and in the `appropriate in-
terest rate used for discounting. Accepting as an ideal the situation in
which all agencies apply the discounting technique to all expenditures
which involve either benefit or cost commitments extending into the
future and utilize an appropriate interest rate in performing the dis-
counting, the subcommittee found substantial weaknesses in Federal
Government practice. We have concluded `the following:
1. The `application `of economic `analysis to public expenditures'
will be of primary `import'ance `in assisting the decisionmaker to
choose among `alternative expenditures designed to `accomplish
similar objectives' and of substantially less help in determining
the optimal `size of `the Government budget or its `allocation `among
programs with divergent objectives. The practice of accurately
and `appropriately discounting future benefits `and `costs is an essen-
`tial element in the economic analysis of investment alternatives.
It is of crucial importance in assisting the decisionmaker both
to choose effectively among alternatives that accomplish the same
o'bjective `and, `where feasible, to make cross-program e~a1u'ations.5
2. While most agencies are aware of the importance of discount-
ing and are applying the technique when appropriate, there are
notable exceptions. These exceptions occur where agencies Pare
either constrained by law fr'om doing benefit-cost analysis or re-
port the `application of a zero interest rate in evaluating proposed'
investments.°
3. Some of the most effective applications of the discounting
technique are found in agencies whose program benefits (and
sometimes costs) are among the most difficult to `accurately meas-
ure. For example, in evaluating alternative defense expenditures
with `the same `objective but with different time profiles of future
cost commitments, discounting practice has been consistent and
effective.10 As representatives of the Department of Defense noted,
while cost-effectiveness `analysis is regularly one of the factors
considered in reaching program `decisions, it is an `aid to judgment
`and not a substitute therefore.h1 Similarly, in evaluating human,
8 Ibid., pp. 18-19 and 22.
° Ibid., pp. 151-153 and 169-172.
10 Ibid., pp. 136-137 and 146-150 and "Interest Rate Guidelines * * ~ pp. 17-18.
11 "Economic Analysis of Public Investment Decisions * * *", p 136.
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resource projects, the Office of Economic Opportunity has tested
the sensitivity of the computed value of investments by using a
number of different interest rates in the analysis.'2 WThlle citing
`the progress in economic analysis displayed in these areas. the
subcommittee is not to be interpreted us passing judgment on
program decisions in these departments.
4. Significant inconsistencies exist among agencies and among
departments and bureaus in the same agency regarding discount
rate policy for use in public investment analysis. For those agen-
cies performing discounting analysis, the range of interest rates
applied extends from about 3 percent to more than 15 percent.
This range is not explained nor is it defended on economic grounds.
Its existence is judged to result from a lack of consistent interest
rate policy.13 The effect of this discrepancy is to bias the decision
process in favor of the sectors using low (or zero) interest rates
and against those sectors using higher rates. Moreover, where the
rate of interest used is lower than that used in the private sector,
funds are being guided from uses bearing a higher return to uses
* bearing -a lower return. The result of both of these effects is to
depress the size of the national income and to sacrifice potential
economic growth.
5. While substantial progress has been made in instituting anal-
ysis in the agencies, some agency personnel resist the application
of economic criteria to programs in their departments. The record
of the hearings shows, for example, the statement of the Director
of the Bureau of Public Roads claiming that the "Bureau of Pub-
lic Roads does not use discounting techniques in administering the
Federal aid and direct Federal highway construction programs.
In addition, we do not plan to use discounting techniques in the
future." 14 This is in contrast to the position of the representative
of the Bureau of the Budget who argued that economic analysis
and discounting should be consistently applied to investments
undertaken by all agencies of the Federal Government.15 It like-
wise contradicts the testimony of the other experts that discount-
ing analysis applied to the highway program would be especially
useful.16
6. The water resource agencies are currently applying an interest
rate of 31/4 percent to both future benefits and costs. This rate is
among the lowest in the Federal Government and is generally con-
ceded to be too low by observers both in the Government and out-
side.17 The application of this interest rate implies a substantial
diversion of high return funds owned by private citizens to lower
return public investments.
7. The proposal of the Water Resources Council for a. new inter-
est rate policy is to be commended. The subcommittee states its
full support of the revised procedure. The proposed formula yields
a current rate of 4~/8 percent which is based on the yield of Gov-
ernment long-term securities. This procedure, which includes the
`~ Ibid., pp. 161-163.
13 "Interest Rate Guidelines * * ~
14 Economic Analysis of Public Investment Decisions * * *, p. 169.
15 Ibid., pp. 21-22, 29, and 34-35.
16 Ibid., pp. 32-33, and 168.
`7IbIcl., pp. 8-1~, 22, 29, 5~-56, ~7-65, and 141-~50 and "The Planning-Programing-
Budgeting System * * s", pp. 130-181.
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provision that the rate may be increased or decreased by not more
than one-fourth percent per year to reflect the trend in the yield
on long term Government securities, is defended by the Water
Resources Council as being a more appropriate formula.18 The
subcommittee, however, notes the position of the Bureau of the
Budget and the prevailing judgment of economic experts that this
rate is at the floor of the acceptable range.'9 The subcommittee
also notes the need for additional efforts to accurately measure
and quantify the real benefits and costs of investment in this and
other public investment areas.2°
18 "Economic Analysis of Public Investment Decision * * *", pp. 15-16.
19 Ibid., pp. 28-29, 51-56, 57-65, and 141-150.
20 Ibid., pp. 6-7, 23, 40-41, and 165-168.
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V
THE APPROPRIATE INTEREST RA~ CONCEPT Is THE OPPORTUNITY COST
OF DISPLACED PRIVATE SPENDING
In the recent hearings on discounting procedures, a number of wit-
nesses referred to the range of concepts offered by economists and
others as a basis for the appropriate Government discount rate. This
range of concepts exists because our economy is neither perfectly com-
petitive nor perfectly functioning. Were it so, all borrowing and lend-
ing would occur at a single interest rate. In the absence of different
degrees of risk and uncertainty regarding future events, this interest
rate would be faced by all borrowers and lenders. This rate would de-
termine the ideal level of investment and would insure that the volume
of saving would be equal to it.. Moreover, in such a world the best com-
bination of investment projects available to the private sector would
be undertaken. Under these circumstances, a dollar taken by the Gov-
ernment from the private economy would displace a private invest-
ment and thus, if society were not to lose from the exchange, this dollar
would have to be used by the Government in a way which would re-
turn at least as much as it would have if left in the private sector.
The economy, however, is not such `a perfect one. The capital market
is highly imperfect; there is capital rationing; lenders and borrowers
do not have full knowledge; the Government levies differential tax
`treatment on businesses `and households; and market `adjustment proc-
esses are sticky. These factors mean that no single rate observed in the
market can properly be used for Government discounting.2' It. is be-
cause of `these imperfections that `a wide range of concepts are offered
as the rationale for an appropriate public discount rate. The most
pmminent of the interest rate concepts offered by economists and eval-
uated in the subcommittee hearings `are as follows:
1. THE SOCIAL RATE OF TIME PREFERENCE
Some professional economists argue `that observed interest rates in
`the private economy give little guidance in determining the appro-
printe public rate of discount because of imperfections in the capital
market.22 The primary imperfection cited in defense of this position
pertains to the failure of the capital market `to reflect the collective
desires of citizens to provide for future genera!tions in their private
decisionm'aking. Such provision, it is argued, can only be undertaken by
the Nation collectively. Citizens are willing to voluntarily contribute
to `the `attainment of t:his goal only if they recognize thact their fellow
citizens are `also making `a contribution. They fail to do so if they
believe `themselves to be the only contributor. To `adequately provide
for future generations, this position claims, the Federal Government
~` Ibid., pp. 25-26, 51-56, and 143-144.
~ IbId., pp. 25-26, 52, ~9, and 142-143.
(10)
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11
should increase the level of public investment. It should do so by
choosing a low social~rate of interest, thereby expanding the number
of public investment projects which appear feasible.
The subcommittee believes that this rationale has a number of sig-
nificant shortcomings. It notes the following reservations to this con-
cept presented in the hearings:
(a) It is not clear that there is a collective willingness to
transfer more income from current to future generations than
is implied by the current interest rate structure. Considering our
investment in durable goods and structures to be provision for
the future, we are already transferring nearly 30 percent of each
year's gross national product from current consumption to in-
vestment in the future. The wisdom of imposing additional sacri-
fice on the current population (with a per capita income of $4,250)
to increase the wealth of future citizens whose per capita income
will be $10,000 in the year 2000 even without additional transfers
is highly questionable.2~
(b) Even if there is a social desire to undertake additional
sacrifice now to aid future generations, the provision of sub-
~idized capital to the public sector is not a desirable way of ac-
complishing this goal. A superior way is to achieve a more rapid
rate of economic growth through the adoption of policies to
stimulate both public and private capital accumulation. The
recent investment tax credit legislation is an example of this
latter type of policy instrument.24
(c) Given current knowledge and practice in the estimation of
project benefits and costs, a low rate of interest applied to only
investments in the public sector would cause many public projects
with low returns to be undertaken at the expense of more produc-
tive investments in the private sector. The net effect of this would
be to lower the rate of national economic growth, therefore under-
mining the objective of increasing the provision for future gen-
erations.2~
2. THE COST TO THE TREASURY OF BORROWING
In past discussions within the Government, in the language of the
President's 1969 Budget Message, and in the January 1968 Report
of the Comptroller General's Office, an interest rate equal to the cost
to the Federal Government of borrowing has been suggested. In the
Comptroller General's report, this concept was statistically explored
and the true cost to the Government of borrowing was estimated, tak-
ing into account the tax revenues which the Treasury sacrificed in
the borrowing process as well `at other `adji~stments.26
Implicit in this position is the presumption that the Government is
an independent organization which should seek the greatest differ-
enti'il betvc een its re~ enues `md outl'mys `us does a private business 27
The subcommittee rejects this ~ iew of the Federal Government when
it functions `is an investor of capital In this role, the Government
~ Ibid., pp. 25-26.
~ IbId., pp. 26, 54, and 143.
~ IbId., pp. 25-26, 69, and 143.
~° "Interest Rates Guidelines * * s", pp. 60-63.
~ "Economic Analysis of Public Investment Decisions * * ~", pp. 26 and 127.
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12
should make those worthwhile investments which private investors
cannot undertake, fail to undertake, or undertake in insufficient, quan-
tity. As such, the Government is an arm of the society itself and should
calculate so a.s to achieve the greatest difference between social costs
and benefits rather than to maximize its own net worth. The purpose.
of the Federal Government as an investor should be `to sustain the pri-
vate sector and not to exploit private citizens to achieve its own ends.
3. THE OPPORTUNITY COST OF DISPLACED PRIVATE SPENDING
A third concept for establishing a social rate of interest was pre-
sented to the subcommittee. It is based on t.he argument that the Fed-
eral Government as investor should have as its objective the maximum
well-being *of the Nation as a whole a.s reflected in the nat.iona.l in-
come.28 It proposes that no public investment be undertaken which
earns a return (including third party or spillover effects) which is
less than the return on t.he alternative use of the ftmds which it ab-
sorbs. This approach therefore looks to the private capital markets in
determining the value which the funds. channeled int.o the Govern-
mnent would have earned if they were left in t.he private sector. This
approach was summarized for the subcommit.tee as follows:
In examining * * * foregone opportunities, and then identify-
ing the opportunity costs, one must ask these questions:
(a) Where would the resources have been used in the a.bsence
of the particular public investment-in the public sector or in the
private sector?
(b) If the resources are drawn from t.he public sect.or, that is,
if the particular public investment is at t.he expense of other pub-
lic expenditures within a fixed budget, what. return would have
been earned?
(c) If the resources are drawn from the private sector, are they
obtained through taxation or through additional government bor-
rowing? If general fiscal policy considerations require that the ad-
ditional resources be obtained through taxation, one must postu-
late a specific set of tax changes in order to identify what private
expenditures are foregone, and one must. then measure the returns
in those alternative uses. If genera.l fiscal policy permits the pub-
lic investment to be financed by public borrowing, one must. trace
what private investments are foregone because of this particular
government claim in the capital market..
(d) Does the public investment preempt a private opportunity
at the physical site, or in the sa.me product market, or in utilizing
a scarce natural resource? If there is preemption of private invest-
ment, an additional test must be performed to assure that t.he pub-
lic. investment is superior to the PreemPted private opportunity.29
The Subcommittee on Economy in Government finds this to be. a
sound position and suggests that it be studied furt.her wit.h a view
toward its empirical measurement. It believes that. private citizens
should not, in general, be forced to give up a. portion of their incomes
in the form of higher taxes to support public undertakings which are
of less social value than the uses to which their funds would otherwise
28 Ibid., pp. 25, 56, 57-61, 137, and 1424-145.
29 Ibid., pp. 52-53.
PAGENO="0019"
13
be put. The way for the Federal Government to assure this result is
to adopt in public investment appraisal an interest rate policy which
reflects the private sector opportunities foregone.
In opting for this conceptual basis, however, the subcommittee rec-
ognizes that the estimation of an interest rate representing the cost of
displaced private spending is not a settled matter. In testimony before
the subcommittee, three distinct methods for estimating this rate were
suggested. Each of these procedures assumes a different method ~f
financing Federal investment and, consequently, each finds a different
pattern of private spending displaced. These positions are summarized
as follows:
(a) The opportunity rate of retnrn on private investm~ents.-In
this approach, the public sector would look to the before-tax rate
`of return on private investment for guidance on interest rate
policy. This position presumes that any holder of funds in the
private sector has access to investments with this high rate of
return and, therefore, this rate has normative significance for
social interest rate policy.30
(b) The opportunity cost of tax-financed investments.-This
approach to interest rate estimation assumes that the Federal
Government finances its spending by withdrawing funds from the
private sector `through taxes. Because the imposition of taxes forces
some individuals to forego consumption and other individuals to
forego investment, the opportunity cost must reflect some combina-
tion of both types of sacrifice.31 To calculate this rate then requires
that dollars raised in taxes be traced to their ultimate source so
that the social returns foregone in these sectors can be estimated.
A carefully worked `out model for calculating this rate under
Various taxation assumptions was presented to the subcommittee.32
(c) The opportunity cost of public inve~tm~ents financed by
borrowing.-Instead of presuming that the Federal Government
obtains investment funds through the tax mechanism, this ap-
proach assumes that public investments, like some private invest-
ments, `are fin'anced through the capital market.33 The estimation
task in this case requires that the dollars borrowed be traced
through the economy to ascertain the private activities which are
displaced. This approach to opportunity cost estimation was de-
scribed to the subcommittee as follows:
[To] use private-sector rates of return to obtain the op-
portunity cost of public funds, what is clearly called for2 at
least under present institutional arrangements in the capital
* market, is a weighted average of the rates of return applying
in all relevant sectors of the private economy, the weights
reflecting the degree to which investment in each sector is
estimated to be displaced by public-sector borrowing.34
While advocating the opportunity cost of displaced private spending
as a correct conceptual basis for the Government discount rate, the sub-
committee does not presume to advocate a precise method for calculat-
3° "The Planning-Programing-Budgeting System: Progress and Potentials," hearings,
pp. 133-143.
144 "Economic Analysis of Public Investment Decisions * * s," pp. 25, 27, 56, 137, and 143-
°2lbid., PP. 82-134.
°° Ibid., pp. 57-65.
3~ Ibid~, p. 58.
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14
ing this rate. We do, however, caution against the reliance on the ob-
served rates of return in a limited subsector of the private economy
as a normative guide to Federal Government interest rate 1)OlicY. We
agree with the Bureau of the Budget's reluctance to "adopt 5 :5 * the
rate of return on private investment foregone alone because govern-
ment funds are drawn from both consumption and investment." ~
However, having advocated a. conceptual basis for the public dis-
count rate, the subcommittee notes that a number of subsidiary issues
essential for sound discount rate policy remain unresolved. These con-
cern matters such as the following:
1. The role of risk and uncertainty in public investment. cle-
cisions and interest, rate policy;
2. The appropriate interest rate for application to Public in-
vestments which displace specific private investments; and
3. The treatment of inflationary influences on observed interest
rates.
The subcommittee does not presume to define a single correct ap-
proach to these issues. A number of suggestions presented to the sub-
committee, however, do appear worthy of emphasis.
Nearly `all of the witnesses appearing before the subcommittee noted
that `the estimation of the opportumt.y cost of displaced private spend-
ing by reference to realized private returns builds into the interest
rate measurement an average allowance for risk and uncertainty pres-
ent in the' private sector.36 U~se of this rate to evaluate public invest-
memts implies that they bea.r risk and uncertainty characteristics simi-
lar to those in the private sector. While this might be an `a.ccept'a;ble
practice, the subcommittee finds worthy of continued study the sugges-
tion that `a basic minimum-risk interest, rate be used by the Federal
Government and that explicit, allowances be made for risk and uncer-
tainty in the benefit. and cost estimates of each public investment.3~
The subcommittee notes that, in the judgment of nearly all of the
witnesses, the "current yield on long-term Government. securities" is
the lowest reasonable estimate of this basic minimum-risk rate. We
note further that it is on this basis that the Bureau of the Budget and
other witnesses support the new interest rate formula proposed by the
Water Resources Council. "A. long-term ri'skless rate reflecting a pri-
vate `opportunity cost. should not. be less than the current. yield on
Treasury bond's with long terms to maturity."
In the testimony presented to the subcommittee., a. number of wit-
nesses addressed the question `of the risk and uncertainty present in rea.l
investments. They agreed that., while the benefits and costs of all real
investments are to some extent risky a.nd uncertain, some undertakings
are significantly more venturesome and hazardous than others. If, then,
a basic, minimum-risk interest rate i's `applied to the investment, the
estimated streams of benefits and `costs should be adjusted to `allow for
risk and uncertainty. Further, the degree of adjustment. should be
related to the `degree of `hazardousness present in the invest.ment.~'
Hence, the benefits of an investment in `a. hydroelectric `project would.
typically require less `adjuStment for risk and uncertainty than, say,
an investment in an experimental, nuclear powe.r generating facility.
3° IbId., pp. 27 and 41-42.
3° Ibid., pp. 27-28, 67, and 144.
~ Ibid., p. 28.
36Ibid., p. 28.
~0 Ibid., pp. 27-28, 72-73, 77, and 144.
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15
Alternatively, the subcommittee visualizes `th~t an allowance for risk
and uncertainty could be incorporated into interest rates used for dis-
counting public investments.40 The greater the degree of risk and un-
certainty present in the project, the greater would be the adjustment
made to the basic minimum-risk interest rate. Thus, starting from a
given base rate, the interest rate used in discounting the benefits of low
risk projects would require `a minimum upward adjustment while the
rate used to evaluate the output of a highly uncertain undertaking
would `be substantially above the base rate. The subcommittee realizes,
however, that these adjustments for risk `and uncertainty do not lend
themselves to precise slide-rule evaluation.
In further analyzing the various types of investments undertaken by
the public sector, witnesses distinguished between those investments
that have no counterpart in the private sector and those investments
which, when undertaken by the Federal Government, `displace similar
private investment:s.41 An example of the former would be `the con-
struction of `a new weapons system; t'he public production of many
research `and `development outputs exemplifies the latter. The sugges-
tion was m'ade that the analysis of `those projects which displace no
specific private `sector alternative should be thought of `as imposing a
general opportunity cost over `the economy `as a whole equal to the value
of private spending displ'aced. Projects which displace specific private
investments should be evaluated `by the rate of return prevailing in the
sector from which the specific investment is displaced. The subcom-
mittee finds `this `distinction `to `be `a meaningful one and urges further
study to refine this "two-part pricing" scheme.
The question of the influence of inflationary expectations on ob-
served interest rates and the desirability of including this influence in
the interest rate used to evaluate public projects is, in the subcommit-
tee's view, one of the least settled technical issues pertaining to interest
rate policy.42 This matter cannot. be `divorced from the question of
which prices analysts `of public investments employ in estimating
future benefits and costs. While the current practice of using prices
observed at the time the analysis is undertaken has substantial admin-
istrative merit,, `the subcommittee is aware of the position held `by
some that analysis should undertake the projection of future prices.
This matter must be resolved prior to the development of sound and
consistent evaluation policies. Again, further study seems in order.
4° IbId. -
4' Ibid., pp. 27-29, 177-178.
42 Ibid., pp. 28, 33-34, and 40-41.
PAGENO="0022"
VI
THE CU1~RENT MINnIu~r-R.IsK INTEREST RATE WHICH SHOuLD BE IJSED
FOR EVALuATING PUBLIC INVESTMENTS Is AT LEAST 5 PERCENT
As outlined above, estimates of the interest rate for discounting pub-
lic investments vary with the concept chosen as the appropriate basis
for measurement. However, because the evaluation of public invest-
ments should accurately reflect the value of private sector alternatives
foregone, the appropriate range of estimates is narrowed substantially.
The consensus among the experts appearing before the subcommittee
could be summarized as follows:
1. If explicit allowance for risk and uncertainty is made in the
estimates of benefits `and costs, a minimum-risk base interest rate
can be used for discounting. In this case, the average current yield
on Government securities with long terms remaining to maturity is
an appropriate minimum estimate of the opportunity cost of clis
placed private spendmg. This rate is currently about 5 percent.
The new procedure proposed by the Water Resources Council is
consistent with this basic minimum-risk concept and represents a
major improvement over past interest rate policy.
2. If specific allowance for risk and uncertainty is not made in
the benefit and cost estimates, an average allowance can be in-
corporated in the base interest rate. In this case, the opportunity
cost of displaced private spending, as observed in private capital
markets, should be accepted as the base interest rate. As stated
above, this rate is estimated as a. weighted average of the observed
rates of return over the private consumption and investment sec-
tors. Depending on the system of weights adopted, this rate is
currently in the 8-10 percent range.
(16)
PAGENO="0023"
VII
ALL FEDERAL AGENCIES SHOULD ESTABLISH CONSISTENT AND APPRO-
PRIATE DISCOUNTING PROCEDURES UTILIZING AN APPROPRIATE BASE
INTEREST RATE COMPUTED AND PUBLISHED ON A CONTINUING BASIS
The subcommittee believes that substantial gains have been made in
the application of economic criteria to proposed Federal expenditures.
It wishes to commend the Bureau of the Budget and the agencies for
t.he progress made in this area. We wish to emphasize the importance
of this kind of analysis in guiding the decisions of the executive agen-
cies and the Congress. While recognizing that decisions cannot ~e made
on the basis of economic considerations alone, we believe that the ex-
plicit statement of the economic impacts of expenditures is extremely
useful. At the least, this kind of analysis will enable decisiomnakers
to recognize the economic costs incurred to undertake investments
which satisfy other noneconomic, yet worthy, objectives.
Notwithstanding the progress which has been made, the subcom-
mittee is greatly concerned about some notable problem areas in the
implementation of economic analysis and appropriate discounting
procedures. Among these are:
1. The failure of some agency personnel to stress the importance
of effective discounting analysis in theii~ agencies;
* 2. The sizable range of inconsistency in the evaluation proce-
dures applied by agencies, especially in the discounting process;
3. The inappropriately low-interest rate applied by a number
of agencies in evaluating investment alternatives;
4. The existence of significant legal and institutional constraints
which inhibit the effective implementation of analysis in the
agencies;
5. The current lack of the knowledge and data necessary for
sound analysis of the economic benefits and costs of certain public
investments, especially in the human resource areas. The concerns
of the Public Works and Appropriations Committees of the House
and Senate, and the Senate Committee on Interior and Insular
Affairs regarding the need for improved benefit-and-cost evalua-
tion procedures is noted by the subcommittee;
6. The potential for the misallocation of funds inherent in most
grant-in-aid type support programs which funnel investment
funds from the Federal Government where a commitment to the
economic analysis of alternatives exists to State and local govern-
ments where no such ~onsistent system or commitment exists;
7. The current inability and unwillingness of the Congress
to make consistent use of the objective evidence on the benefit-and-
cost impacts of its spending decisions and to search consciously
for superior means of accomplishing its objectives.
(17)
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18
Based upon the testimony presented to it., and reflecting the above-
stated concerns, the Subcommittee on Economy in Government. offers
the following reconimendations:
1. The Bureau of the Budget should undertake to require all
agencies to develop and implement consistent and appropriate
discounting procedures on all Federal investments entailing future
costs or benefits. The subcommittee, however, recognizes that
procedures among investment areas may legitimately vary de-
pending on the measurability of benefits and other factors.43
2. The Bureau of the Budget should, in conjunction with ot.her
appropriate Government agencies, immediately undertake a study
to estimate the weighted-average opportunity cost. of private
spending which is displaced when the Federal Government fi-
nances its expenditures. This. study should-
(a) Be guided by an advisory panel of experts to consult
with the study personnel on the development of a.n appro-
priate methodology and submit an evaluation of the report's
conclusions. The panel should be composed of recognized
experts in .t.he field of public expenditure a.nalysis wit.hout
ties to any particular agency or expenditure program;
(b) Make appropriate assumptions about. the sources of
the funds which finance public investments; calculate the
observed before-tax rates of return prevailing in these sectors,
and estimate the opportunity cost prevailing over the econ-
omy as a whole, giving appropriate weight to both the pri-
vate consumption and investment which is foregone; and
(c) Culminate in a report proposing the methodology and.
preferred arrangements for the continuing computation and.
publication of an interest rate representing the opportunity
cost of displaced private spending.44
3. Some appropriate Federal Government agency, perhaps the
Office of Business Economics~ should estimate and publish on a
continuing basis the weighted-average opportunity cost. interest
rate defined in point 2 above for guidance to all Federal agencies
in undertaking the analysis of public investments. This published.
rate should be adopted by the Bureau of the Budget and specified
by the Bureau as a guideline for `agencies on budget and program
submissions.45
4. The Water Resources Council should `adopt its proposed in-
terest rate procedure as stated in `the announcement of July 22,
1968. The subcommit.tee `believes that. this proposal is a significant
improvement, over t.he current practice and that it is not. incon-
sistent with-though the lowest reasonable estimate of-t.he cur-
rent minimum-risk opportunity cost of displaced private spending.
Given that this interest rate is `a minimum-risk rate under current
capital market conditions, it should be noted that explicit `allow-
`ances for elements of risk and uncertainty should `be made when
~ "Interest Rate Guidelines * * ~," passim., "Economic Analysis of Public Investment
Decisions * * s," pp. 22, 28-29, 34-35, and 137.
~ "Economic Analysis of Public Investment Decisions * * s," pp. 41, 45, 56, 57-65, 143-
144, and 179-181.
~ IbId., pp. 45, 78, and 179-186.
PAGENO="0025"
19
such elements are present. Consistent with its strong endorsement
of this proposal, the subcommittee gives its full support to agency
efforts to develop more accurate measurement procedures for es-
timating the real impacts of proposed investments.46
5. The Bureau of the Budget and the program evaluation staffs
in all Federal Government agencies should intensify their efforts to
quantify in monetary terms the real economic impacts of Govern-
ment programs and to formulate improved estimation procedures
for the ongoing evaluation of public expenditures.~7
6. The Congress should without delay review existing institu-
tional and legal constraints which impede or prohibit the agencies
from developing and app1yin~ sound procedures of economic
evaluation. Such study is especially needed in the transportation
area where the vast bulk of the Federal Government's highway
construction budget is exempt from such analysis. As specified by
the representative of the Department of Transportation, effective
economic analysis in this area requires a reconsideration of-
(a) Those components of sections 4 and 7 of the Depart-
ment of Transportation Act which restrict the implementa-
tion of effective discounting procedures;
(b) The process of determining the size of the highway
grant budget and its allocation to States with a view toward
instituting the application of appropriate discounting pro-
cedures; and
(c) Current policy which permits Federal highway funds
to be allocated by State agencies without reference to the
economic evaluation of the expenditures.~8
~ Ibid., pp. 12-16, 28-32, and 46-47.
* ~ Ibid., pp. 30, 39-40, and 145-146.
~ IbId., pp. 150-160, 169-172, and 181.
PAGENO="0026"
APPENDIX
The SST and the Interest Rate-An Example of the Role of
Discounting
PRESENTED TO THE SUBCOMMITTEE BY DR. LAURENCE E. LYNN, DEPUTY
ASSISTANT SECRETARY OF DEFENSE, DEPARTMENT OF DEFENSE, ECO-
NOMICS AND RESOURCE ~
The following table shows the potential profitability of the super-
sonic transport program purely as a financial investment: the present
value of total program costs to the Government is subtracted from the
present value of the return flow of funds from the manufacturer. * *
All SST costs prior to fiscal year 1969 are considered "sunk," and the
calculations assume a. fresh decision can be made on whether to continue
the program. [As an evaluation of the financial return to the Federal
Government, this analysis does not address the question of the rela-
tionship of social returns and costs of the SST.]
PRESENT VALUE OF SST INVESTMENT
[In millions of dollarsj
Discos
nt rate (percent)
5
10 15
SST market as calculated by Institute for Defense Analyses (IDA)
SST market as calculated by Federal Aviation Administration (FAA)
-344
218
-528
-239
-579
-421
Based on FAA estimates of the potential size of the SST market,
the program breaks even as far as the Government. is concerned at a.
discount rate of 6.85 percent. If the opportunity cost of the program's
funds is estimated at greater than 6.85 percent, the program ivill not
break even. Using IDA estimates of market size (which assume that
sonic boom restrictions will limit sales), the break-even rate is 1.33
percent. If a higher discount. rate is used, the program will not break
even.
The following table shows results from the same calculations but
allowing interest charged to accumulate through 1990, rather than dis-
counting program costs back to the present.
[In millions of dollars[
SST program costs to 1990 including interest
charges at-
5 percent 10 percent 15 percent
IDA estimates of market size
FAA estimates of market size
-1,057
670
-4,370
-2,143
-14,401
-10,477
Ibid., pp. 149-150.
(20)
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21
Thus, if the opportunity cost of funds is estimated at 5 percent, the
program will lose a billion dollars by 1990 using the IDA estimates
of market size, but will earn a return for the Government of $670
million using FAA market estimates. At 10 percent, the program will
cost the Government $4.4 billion by IDA market estimates, $2.1 bil-
lion by FAA market estimates. The chthce of a discount rate will
significantly influence estimates of the program's profitability as a
financial investment.
PAGENO="0028"
SEPARATE VIEWS OF REPRESENTATIVE PATMAN
I would like to express my disagreement with the. conclusions pr~-
sented in this committee report concerning the discount ra.te yardstick
for the evaluation of public investments. The essence of the. report's
conclusions is that public investments can be evaluated in a manner
similar or identical to that which is relevant for private investments.
I believe that this is not true, and that once this premise is abandoned,
the remainder of the conclusions can no longer be valid.
A Joint Economic Committee study estimated that in the decade
19G6-75, public facilities costing $500 billion-half a trillion dollars-
will be needed in communities across our land. Many of these facilities
will provide services which will substantially improve the quality of
life in our society, but these are improvements not easily measured ~fl
dollars and cents. Furthermore, many Government activities mas- have
few direct economic benefits, but may have indirect., or longterm, eco-
nomic and social effects which will expand the productive capacity of
our economy over the long run and greatly increase the national wel-
f are. Reliance on profit-oriented business criteria to evaluate Govern-
ment investments would inevitably result in the abandonment of proj-
ects with more potential and far-reaching benefits, such a.s I described
above, in favor of those which showed an immediate financial return.
I believe this would be disastrous to the `fulfillment of a whole range of
the goals of our society.
The committee report recommencls~ in particular, that public proj-
ects be evaluated with the use of a discount (interest.) rate which re-
fiects the potential return on private sector spending which has been
displaced by the public investment. This private se.c.tor rate would be
higher than that generally used by Government agenc.ies today in the
evaluation of alternative public investments.
According to the report: "* * * where the rate of interest used (by
the Government) is lower than t.hat used in the private sector, funds
are being guided from uses bearing a higher return to uses bearing a
lower return. The result * * * is to depress the size of tue national
income and to sacrifice potential economic growth."
This finding would be conclusive support. for the recommendations
of the report only if several conditions were met: (a.) if the noneco-
nomic benefits of Government projects could be included in the measure
of returns from these projects t.o make them fully comparable to meas-
urements in the private sector; (b) if the measure of return from Gov-
ernment projects could also include all the longer term indirect eco-
nomic benefits, which do in fact contribute to the productive capacity
of our economy, and (c) if we were all agreed that the size of our na-
tional income were the single and uppermost goal of our society. I be-
lieve that none of these three arguments ca.n currently be supported.
I think we should also bear in mind the implications of accepting
strict, business-oriented criteria, for Government. activity. Do we mean
(22)
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23
to say that we believe society will benefit more from a new gadget than
from the construction of a new school or sewage system because the
immediate financial return on the former might be 6.5 percent as
opposed to 5 percent on the latter?
The argument for judging the value of public investments on the
basis of rates of return, or interest rates, in the private sector is further
weakened when we realize what sort of factors go into determining the
private sector rates. The discussion on appropriate interest rates in
the committee report, itself, is begun with the admission `that the
capital market in our economy is far from being a perfectly competi-
tive one. The interest rates established in this market are influenced
not merely by the regular forces of supply and demand, but also, among
tther factors, by the policies adopted by various government units.
In particular, the Federal Reserve System plays a major role in the
determination of interest levels, and these levels have been maintained
at an artificially high level for many years. Indeed, as I have pointed
out on numerous occasions, the Fed is the beneficiary of a $50 billion
portfolio on which it collects these inflated interest rates. The Con-
gress, itself, has been lax in acting to allow interest rates to fall to
levels which would better accommodate the needs of our economy.
One of the distressing aspects of our economic and social develop-
ment as a society is that there are serious imbalances. We have neglected
human resources in the interest of material things too often. One
reason for this is that the public sector is on the low end of `the scale
so far as the credit of the Nation is concerned. Whenever money is
tightened and interest rates boosted, our public facili'ties suffer, along
with the small businessman and homebuilders. That is what is happen-
ing right now. Not only do `the public facilities have much more diffi-
culty in obtaining credit when scarcity prevail's, but they must increase
their expenses to pay high interest charges. This is a grievous burden
for them and involves a transfer from `the ordinary citizen to the
wealthier class who have the lending power.
I must, therefore, disagree with the conclusions expressed in this
committee report with respect `to the appropriate discount rate for
evaluating Government investments. Our society has many objectives
which could never be shown on a profit-and-loss statement, and our
Government has obligations to its ci'tizens which cannot be dismissed
by reference to a profit-maximizing rate of return.
PAGENO="0030"
SEPARATE VIEWS OF SENATOR SPARKMAN
Unquestionably, the many demands of the people upon their Gov-
ernment for facilities and services make it necessary that Government
establish priorities for the investment of public funds. It is equally
true, however, that a system of priorities which is appropriate for
investment in the private sector may not necessarily be appropriate for
the investment of public funds. This is true because private investment
seeks only economic efficiency, whereas public investment seeks objec-
tives which are a mix of economic and social goals. It is this fact which
prevents my endorsement of the committee report.
The committee report, and the record of the hearings upon which it
is based, place far too little emphasis upon the need for a. more effective
system of measuring the direct. and indirect benefits accruing from
public investment designed to meet these economic and social goals.
This is particularly true in the case of investment in water resource
projects, where low rates of ec:onornic return prevail in early years,
and the mushrooming benefits of area development in later years are
whittled away to insignificance by th~ kind of discount rate and proce-
dure advocated by the committee report.
1~Thile there may be a. need for a more efficient. system of establishiug
public investment priorities, and while there may be a need for some
degree of uniformity in the application of such a system by various
public agencies, I am not prepa.red to advocate specific findings and
recommendations in these area.s until such time as a more thorough
and balanced investigation of the matter has been made.
(24)
PAGENO="0031"
SUPPLEMENTARY VIEWS OF SENATORS SYMINGTON,
JORDAN, AND PERCY
We recognize that there is wide variance and inconsistent policy
among the Federal agencies with respect to the use and application of
discounting analysis in evaluating public expenditures. We endorse the
finding, outlined in the report, of the need for improved and consistent
application of sound economic analyses in the decisionmaking process
with regard to public investments.
However, from our experience in the business world, we know that
what often appears to be sound theory is not always sound in practice
or acceptable in impact. We have basic agreement with many of the
recommendations of the report and believe the attempt should be made,
after thorough study by the agencies of the Federal Government under
the supervision of the Bureau of the Budget, to develop a sound and
consistent discounting analysis policy and especially to develop a meth-
od of quantifying and evaluating the social benefits of public invest-
ment which thus far have been either inadequately measured or de-
termined immeasurable. The subcommittee has not addressed itself to
the full consideration of what the impacts may be of specific applica-
tion of the policies and procedures to be developed, particularly in the
areas where grants-in-aid, matching funds, and other financial pro-
grams are involved in the Federal-State relationship.
Therefore, we cannot at this time concur with the immediate imple-
mentation of the procedures and policies recommended to be developed
without first having opportunity to review and determine the impacts
thereof.
(25)
0
PAGENO="0032"