Skip to main content
Go back to Chapters Go back to N.J.Statutes homepage


Chapter: 4A -

12a:4A-101: Short title

12a:4A-102: Subject matter

12a:4A-103: Payment order - definitions

12a:4A-104: Funds transfer - definitions

12a:4A-105: Other definitions

12a:4A-106: Time payment order is received

12a:4A-107: Federal Reserve regulations and operating circulars

12a:4A-108: Exclusion of consumer transactions governed by federal law

12a:4A-201: Security procedure

12a:4A-202: Authorized and verified payment orders

12a:4A-203: Unenforceability of certain verified payment orders

12a:4A-204: Refund of payment and duty of customer to report with respect to unauthorized payment order

12a:4A-205: Erroneous payment orders

12a:4A-206: Transmission of payment order through funds-transfer or other communication system

12a:4A-207: Misdescription of beneficiary

12a:4A-208: Misdescription of intermediary bank or beneficiary's bank

12a:4A-209: Acceptance of payment order

12a:4A-210: Rejection of payment order

12a:4A-211: Cancellation and amendment of payment order

12a:4A-212: Liability and duty of receiving bank regarding unaccepted payment order

12a:4A-301: Execution and execution date

12a:4A-302: Obligations of receiving bank in execution of payment order

12a:4A-303: Erroneous execution of payment order

12a:4A-304: Duty of sender to report erroneously executed payment order

12a:4A-305: Liability for late or improper execution or failure to execute payment order

12a:4A-401: Payment date

12a:4A-402: Obligation of sender to pay receiving bank

12a:4A-403: Payment by sender to receiving bank

12a:4A-404: Obligation of beneficiary's bank to pay and give notice to beneficiary

12a:4A-405: Payment by beneficiary's bank to beneficiary

12a:4A-406: Payment by originator to beneficiary; discharge of underlying obligation

12a:4A-501: Variation by agreement and effect of funds-transfer system rule

12a:4A-502: Creditor process served on receiving bank; set-off by beneficiary's bank

12a:4A-503: Injunction or restraining order with respect to funds transfer

12a:4A-504: Order in which items and payment orders may be charged to account; order of withdrawals from account

12a:4A-505: Preclusion of objection to debit of customer's account

12a:4A-506: Rate of interest

12a:4A-507: Choice of law