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Date: August 17, 2024 Sat
Time: 2:50 am
Time: 2:50 am
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1 results foundAuthor: Dionne, Georges Title: Does Opportunistic Fraud in Automobile Theft Insurance Fluctuate with the Business Cycle? Summary: The report analyzes the empirical relationship between opportunistic fraud and business cycle. The authors find that residual opportunisitc fraud exists both in the contract with replacement cost endorsement and the contract with no-deductible endorsement in the Taiwan automobile theft insurance market. These results are consistent with previous literature on the relationship between fraud activity and insurance contracting. The authors also show that the severity of opportunistic fraud fluctuates in the opposite direction to the business cycle. Opportunistic fraud is stimulated during periods of recession and mitigated during periods of expansion. Details: Montreal, Canada: CIRRELT, 2011. Source: Internet Resource: CIRRELT-2011-49, Accessed on December 6, 2011 at: https://www.cirrelt.ca/DocumentsTravail/CIRRELT-2011-49.pdf Year: 2011 Country: Canada URL: https://www.cirrelt.ca/DocumentsTravail/CIRRELT-2011-49.pdf Shelf Number: 123495 Keywords: Automobile TheftCanadaFraudInsuranceTaiwan |